Collection Letter Templates - 37 templates in word format for every type of collection problem from no-payment to bad checks read the pros and cons of letter writing. 

First you must Have a Written policy, here is a sample guide line.

1. Warning Signs Of Potential Credit And Collection Problem
    
2. Why Collection Problems Occur
   
3. Why Have A Formal / Written Credit & Collection Policy   
4.  Collection Telephone Calls
     
5.  Selecting An Outside Agency
      
6. Specifically For Medical Practices
     
7.  Considerations for Legal Action
    
8.  Random Thoughts
     
9.  Ten quick tips for Successful Collection
     
10.  Pre Collection Tools.
     
11.  Credit Application.  

When you have given a debtor every opportunity to pay and he still refuses you need to place them with a competent collection agency
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